Analysis and development directions of the consumer lending market in the Russian Federation
https://doi.org/10.28995/2782-2222-2022-2-40-50
Abstract
The article analyzes various factors influencing the system of organization of the consumer lending market in Russia The main issues of the described subject area are determined. Banks are constantly working on expanding that type of package by providing online consulting assistance, creating credit calculators, issuing credit cards, allowing the various needs of customers to be comprehensively taken into account. At the same time, the development of a system for providing consumer loans creates a need for a credit institution to strengthen control over credit risks through the development of various types of collateral. The study of such a system provides for a deeper theoretical and practical analysis to reveal its main components and significance for the bank.
Supporting agencies: The author expresses special gratitude to the acting dean of the Faculty of Economics of the Russian State University for the Humanities, Cand. of Sci. (Economics), associate professor S.A. Dzhavadova, Head of the Department of Finance and Credit of the IEME RSUH, Dr. of Sci. (Economics), professor E.S. Sokolova, who assisted in carrying out the research and expressed critical comments about the article, allowing to eliminate the resulting shortcomings.
About the Author
Y. O. Zubov
Russian State University for the Humanities
Russian Federation
Russian Federation
Yaroslav O. Zubov, Cand. of Sci. (Economics)
125047, Moscow, Miusskaya Square, bld. 6
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Review
For citations:
Zubov Y.O. Analysis and development directions of the consumer lending market in the Russian Federation. Science and art of management. 2022;(2):40-50. (In Russ.) https://doi.org/10.28995/2782-2222-2022-2-40-50
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