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Digital ruble concept and likely implementation risks

https://doi.org/10.28995/2782-2222-2022-1-40-48

Abstract

The article reflects an idea of the undeniable importance of money in the modern economic system. Recently, many experts, as well as governments in many countries, are increasingly talking about a new form of money, namely digital money. The relevance of the study of digital currency is provided by the novelty of the topic under consideration. The Russian economy is not quite ready for the development and implementation of such a mechanism. That is why the issue of creating, maintaining and regulating the digital ruble is very acute. The purpose of the study is to determine the essence of the digital ruble and methods of its introduction into the economy. The subject of the study is socio-economic relations, which are formed in the process of implementing the concept of a digital currency. The digital ruble should become an additional means of payment, combining usability, the promptness of processes, the autonomy of the digital repositories of each participant – the owner of digital money, as well as ensure safe, “clean” payments. The proposed conveyorization technology will contribute to all the above-mentioned objectives.

About the Author

E. V. Zenkina
Russian State University for the Humanities
Russian Federation

Elena V. Zenkina, Dr. of Sci. (Economics), associate professor

125047, Moscow, Miusskaya Square, bld. 6



References

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For citations:


Zenkina E.V. Digital ruble concept and likely implementation risks. Science and art of management. 2022;(1):40-48. (In Russ.) https://doi.org/10.28995/2782-2222-2022-1-40-48

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ISSN 2782-2222 (Print)